Terms & Conditions
Last Updated: 21/08/2025
Welcome to beemfi.com, operated by Winis V Nuel Services By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.
1. Acceptance of Terms
By registering, purchasing an E-PIN, or using any part of our services, you confirm that you have read, understood, and agree to these Terms & Conditions, as well as our Privacy Policy.
2. Eligibility
* You must be at least 18 years old to participate.
* You must provide accurate and complete registration information.
* You agree to be responsible for maintaining the confidentiality of your account details.
3. Services Overview
Beemfi is a marketplace and earning platform that connects vendors and customers through product purchases and a structured multi-level marketing (MLM) system.
Vendors can sell products and participate in a 10-level matrix earning system.
Customers can purchase products, earn rewards, and progress through a 5-level earning system.
* An E-PIN (₦250) purchased from an approved vendor is required to register and access earning opportunities.
4. The Matrix System
* The matrix operates on a revolving company structure (1x5 starter matrix progressing to multiple 3x3 matrices).
* Positions cycle out at **300% profit** per completed level.
* Earnings depend on actual participation and product purchases; results vary per individual.
* Automatic entry to the next matrix ensures continued participation unless manually opted out.
5. Payments & Withdrawals
* All payments for E-PINs are made directly to authorized vendors.
* Earnings are credited to your Beemfi wallet and can be withdrawn in accordance with our withdrawal schedule.
* Withdrawal requests may be subject to verification for security purposes.
6. Referral Bonuses
* Referral earnings are only paid when you have an active position in the matrix where your referral cycles.
* If you do not have an active position, the bonus will be redirected to the top position in the matrix.
7. Prohibited Activities
You agree not to:
* Misrepresent products or earnings potential.
* Create multiple fake accounts to manipulate the system.
* Engage in fraudulent transactions or unauthorized reselling of E-PINs.
* Post false or defamatory information about Beemfi or its members.
8. Limitation of Liability
Beemfi is not liable for:
* Losses caused by misuse of your account.
* Earnings lost due to inactivity or non-compliance with matrix requirements.
* Business losses resulting from vendor–customer disputes outside the platform.
9. Intellectual Property
All content, logos, images, and system structures on Beemfi are the property of **Winis V Nuel Services** and cannot be copied or distributed without written permission.
10. Amendments
We reserve the right to update or modify these Terms & Conditions at any time. Continued use of the platform after changes means you accept the updated terms.
11. Contact
For questions about these terms, please reach out via our **Contact Us** page or email: **[support@beemfi.com](mailto:support@beemfi.com)**