How It Works – Beemfi.com

The Simple Idea

   At Beemfi, you don’t just shop — you earn.

   It works like this:

1. Buy from a Beemfi vendor and get an E-PIN for just ₦250.
2. Register on Beemfi.com with your E-PIN and claim your place in our earning system.
3. Watch your position move through the matrix levels and start earning a share of the profits.

Whether you’re a customer or a vendor, the process is simple, transparent, and designed to benefit everyone.

Beemfi turns your everyday buying and selling into an ongoing earning cycle.
Whether you’re a vendor or a customer, the process is the same:
Buy → Join → Earn → Repeat. 

The Starter Matrix (1x5)

     Your journey begins in the **Starter 1x5 Matrix**.

     You take one spot.
     As five new spots fill beneath you, your position cycles out.
    This moves you into the **Pearl 3x3 Matrix**, where the real growth begins.

    You can enter the 1x5 matrix as many times as you like — simply buy more products from our vendors and get new E-PINs.

The 3x3 Revolving Matrices

Once you leave the starter matrix, you’ll enter a series of **3x3 matrices**:

        Pearl   –  ₦800 entry
        Topaz – ₦5,000
        Sapphire  – ₦10,000
        Emerald  – ₦20,000
        Ruby  – ₦50,000
        Diamond  – ₦100,000
        Treasure Box  – ₦200,000
        Higher tiers follow, with even greater earning potential.

       Each 3x3 matrix has 3 levels

  Level 1: 3 members
  Level 2: 9 members
  Level 3: 27 members

 When all spots under you fill, you **earn 300% of your position cost** and your position cycles out  often into the next matrix level.

   You earn whenever:

   * Your matrix fills (from your efforts, overflow, or top position)
   * Your referrals buy positions or cycle out of a matrix you’re also in
   * You re-enter a matrix and repeat the process

     Automatic Progression

    No need to manually track every move  our Automatic Entry System moves you to the next matrix level     when you cycle out.
    That keeps your earnings growing without interruptions.

Overflow, Referrals & Bonuses

       We make sure no one is left behind:

      Overflow System    New positions spill over to help fill the next spots in line.
      Referral Bonuses    From the Pearl level upwards, you earn extra when your referrals cycle out of a matrix  (10% of the position cost).
      Automatic Entry    When you cycle out, the system can automatically place you in the next matrix so you never miss an earning opportunity.

       This means you can keep earning even when you’re not actively recruiting — although inviting friends helps you cycle faster

Real Products, Real People

        Unlike many earning schemes, every E-PIN in Beemfi comes from a real product purchase. Vendors sell.

       Customers buy. The E-PIN is simply your key into the system  meaning every earning opportunity is tied to real economic activity.

       It’s transparent. It’s fair. And it keeps our platform sustainable for the long term.

 Start Your Journey

     Your first step is easy:

     1. Visit any Beemfi vendor.
     2. Buy something you love.
     3. Get your E-PIN and register.

     From there, you’re part of a growing network where every purchase has the power to earn.

Buy Your E-PIN Now  Contact Us 

Start today  your first E-PIN is just ₦250.
Buy from a Beemfi vendor and begin your journey to lasting earnings.